There are a lot of scammers in this world, and they try to use whatever tactic they can in order to con people into giving them money. I wanted to bring a little more awareness about some kinds of scammers and I hope it helps you and others you know, to not fall prey to any scam.
1. Job scams – Have you ever wondered if some of those job openings you saw were legit or not, while looking at job listings on websites? Some of those jobs sound too good to be true, don't they? Sometimes they are. A lot of good jobs are hard to find and it’s always important to follow these warning signs so you won't fall into these kinds of scams.
• If they contact you instead of you contacting them, sometimes they either send you an email or random message about a job you had applied for, even though most of the time you are unsure if you even did. They try to make the job sound really great, and that you need to get back in touch with them immediately if you are interested, because they are looking at other potential people to hire for it as well. When you do end up calling them they will try to take information from you, personal information that you should never give over the phone, like your social security number and bank information. They say this is a way of being able to deposit your money, or even say they have an upfront bonus they are going to send you for certain items you need to buy for your job. Don’t fall for it is a scam.
• You get the job right away. They hire you by phone or by email, and say that you seem qualified for the job, and all they need is for you to provide the personal information.
• Unprofessional emails. Sometimes when the scammers send you emails, you can tell right away it is a scam due to how it is written. It is written poorly, like a vague job description, it contains misspellings, capitalization, punctuation, and/or grammatical mistakes. Also, sometimes they don't even include contact information.
• The search results don’t add up. It’s always good to try to search information about the company online to see if they are real or not. Sometimes they do choose a real company, but give a burner cellphone number as the company number. It's good to google every phone number to see if it does belong to the company you are applying for.
2. Census Scams. This year Americans will be asked to participate in the 2020 census, it’s a process that occurs every 10 years. While you are indeed expected to be contacted by the U,S. Census Bureau within the coming weeks, it’s important to also watch out for scammers to represent that very census. Here are ways to watch out for them.
• Census Mail Scams. Because the Bureau’s contact is usually through the mail, scammers will often try to beat them to the punch, so to speak, by sending you faux census documents. A lot of the time the false census documents ask you for personal information. They are some scammers that send you forms that look like the official census, but were titled, “2020 Congressional District Census" and have the envelope labeled, “Do not destroy, official document". It can mirror the look of the official census form. They will include in the forms asking for personal information through the mail, or include a postcard with a QR code for you to scan with your smartphone. When the code is scanned it sends malware to your device that will allow them access to it.
• Door to door census scams. Sometimes scammers show up on your doorstep claiming to be a census taker, and they would like to ask you for your personal information that way. However, you should be weary of this, and to always ask them to present their official Census Bureau-issued photo ID to insure if they are a scammer or not. The ID will include a Department of Commerce watermark and expiration date.
• Census phone scam. Some scammers use a tactic called, “call-spoofing". This involves manipulating your Caller ID so your phone displays the call as coming from the census, when in reality it s a robocaller or other kind of scammer. Before speaking with them when they ask for your personal information, ask them their name and that you will call them back later. Call the Census Bureau’s National Processing Center to confirm the number and the name of the person you had just spoke with if it is legit or not.
3. Election scams. Election scammers usually try to send you fake ads to try and trick you into giving them your credit card information for a donation. Here is some ways these scammers can operate .
• Voter registration scam. This scam usually operates by them sending you a hoax email, phone call message, or letter in the mail, stating that you need to re-register if you haven’t voted since the last election. They will ask you for your personal information.
• Election survey scam. These scammers ask you to participate in a survey, and usually pick a hot topic to try to peak your interest. Some offer rewards for completeing the survey. And if you hesitate or say that you like to check their credentials, they will then try to bully you into completing the survey and personal information they requested, by saying you will only be able to get the reward if you complete the survey now.
4. Medicare scams. Scammers will resort to using some of these tactics in order to con people.
• Phone calls. Most of the phone calls they do is by threatening you that they are going to cancel your Medicare coverage, unless you update your information to them. But know this. Medicare will NEVER call you. These scammers are mostly aggressive and try calling you multiple times in order to try to make you give in. Don fall for it.
• To sell you Medicare insurance. Other calls can be them trying to sell you Medicare Insurance Plans. They usually target people 65 and older, or when the annual re-enrollment time. Their objective in this scam is to try to get your personal information and debit/credit card information by selling you a phony product such as supplemental or prescription drug Medicare plan. Know that Medicare displays all approved plans on their website.
5. Phishing scams. There are several types of phishing scams to watch out for. Here are 3 of the most common.
Deceptive phishing- this is the most common type of phishing scam. The scammer impersonates a legitimate company and attempt to steal people’s personal information or login credentials. An example can be someone pretending to be a representative for Amazon and sends you an email saying that package you ordered cannot be delivered unless you confirm your credit/debit card number.
Spear phishing - This scam is a lot like the deceptive phishing, except they they make trick you into clicking a malicious URL or email attachment within the email they send you, once you do this it can be easy for them to steal your personal information.
Vishing – Instead of sending you emails they send you phone calls. They can send a Voice over Internet Protocol (VoIP) server to mimic various entities to steal your sensitive data and/or funds. To protect yourself from these types of attacks is by avoid answering calls of unknown numbers, and definitely never give out your personal information over the phone.
💙💙💙I HOPE THIS INFORMATION HELPS YOU ALL! PLEASE SHARE THIS POST SO THAT OTHERS CAN READ IT AND BE ON THE LOOKOUT FOR THESE KINDS OF SCAMS AS WELL. I LOVE YOU ALL AND HAVE A WONDERFUL DAY!
BIG HUGS! - DARCY💙💙💙